Business & Commercial Insurance
You work hard. Let The Rice Agency protect your dream with a business Insurance Policy.
Prepare for the unexpected
A business doesn’t come without risk. A free business insurance quote is the first step to protecting your hard work
Types of business insurance
Business Owners Policy
Includes coverages for property, liability, and other necessities in one easy-to-manage policy.
Commercial Property
Coverage for your business’ building and the things inside.
Commercial Liability
General liability helps pay legal fees, medical bills, and property damage to others.
We proudly insure a variety of industry types
Personal Services & Animal Care
From barber shops and beauty salons, to funeral homes, and veterinarian offices, we’ve got you covered. Just as serving your customers is the heart of your business, serving you is the heart of ours.
Food Shops & Restaurants
Whether you’re a white table restaurant or a casual coffee house, we can protect what you’ve worked so hard to create with restaurant insurance coverage.
Distributors & Retail Stores
Whether you’re purchasing equipment or renting warehouse space and stocking inventory, you’ve made a sizable investment in your business. Protect your investment, and your future, with commercial insurance.
Professional Services
Whether you’re an interior decorator, an auctioneer or a taxidermist, your business is unique, and your insurance should be, too.
Motel & Lessors Risk
Landlords face many challenges. Having adequate and affordable insurance doesn’t have to be one of them.
Subcontractors
From large projects to small jobs, subcontracting can be risky work. Let us protect you from the unforeseen with the right commercial insurance at a competitive price.
What insurance do I need as a small business?
Every business will have unique insurance needs, and The Rice Agency is ready to customize a quote for you. Common coverages needed for a small business are commercial property, commercial liability, workers’ compensation and commercial auto. Some coverages are often packaged together in a business owners policy, which is a convenient way to manage your commercial insurance.
Why is commercial insurance needed?
Businesses come with risk, and business insurance is needed to help cover the cost that comes with damages, whether that be damages to physical property, injuries to others or legal costs. Without commercial insurance, business owners would be paying for these damages out of pocket.
We’re in the business of protecting your business. Call The Rice Agency for a free commercial insurance quote today!
