Term life insurance is generally affordable and straightforward, making it easier than ever to secure coverage. It offers protection for a specified period, usually 10-30 years.
Looking for affordability?
Term life insurance offers the protection you need at a price you can afford. Enjoy comprehensive coverage without stretching the family budget.
Term Life Insurance Plans
Level Term: Level term is a simple option that allows you to purchase a large amount of coverage at a reasonable rate. Up until age 65, you can convert to permanent coverage.
- Coverage Length
- 10, 15, 20, 25, & 30 Years
- Best for Ages
- 0 – 70
- Death Benefit Amount
- $80,000 and up
- Medical Exam Required
30-Year Return of Premium
This plan is ideal for those who think they might outlive their policy. At the end of the term, your base premiums and policy fees are given back to you.
- Coverage Length
- 30 Years
- Best for Ages
- 6 – 50
- Death Benefit Amount
- $50,000 and up
- Medical Exam Required
Rapid Issue Term
Offering simplified coverage with a quick and easy application process, this policy does not require a medical exam and allows for a period of conversion to a permanent plan.
- Coverage Length
- 10, 20, & 30 Years
- Best for Ages
- 18 – 59
- Death Benefit Amount
- $25,000 and $75,000
- No Medical Exam Required
How much does Term Life Insurance cost?
A term life insurance premium can be as affordable as a monthly subscription to your favorite streaming service. However, it’s best to speak with an agent to get an accurate premium cost. Ask about our flexible payment options to make managing your insurance easier.
*This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance and/or its product lines and services. A decrease in the death benefit may be subject to surrender charges. An actual policy contains specific details of coverages, conditions, and exclusions. Your Alfa agent can explain the policy and benefits and answer any questions you may have before you buy.
